Stop Foreclosure

We have stopped pending foreclosures for hundreds of our clients over the years using Chapter 13. Here are a few of the many options we can provide to you to help you stop foreclosure:

• If the Sheriff's sale has not taken place, we can stop the foreclosure process immediately by filing for bankruptcy.
• If the Sheriff's sale HAS taken place, you can live in the home for six months after the date of the sale rent free, and we can discharge any liability on the mortgage in Chapter 7 or Chapter 13.
• In either a Chapter 7 or Chapter 13 bankruptcy filing, you can "give the house back" and live in it for free for six months if there has not yet been a foreclosure.
• If the Sheriff's sale has not taken place we can save the house in either a Chapter 7 or Chapter 13.
  • In a Chapter 7 you would have to make up the payments that have not been paid. You may be able to do this because you will not have to pay on your credit cards anymore.
  • In a Chapter 13 as long as you can make the underlying payment we can take the amount you are behind and divide it up over 36 months and you can catch it up over the 36 months.
• There are many options to stop foreclosure and knowing which direction to go is the key. Talk to an expert bankruptcy and  foreclosure attorney and get the answers you need.  The answer is only a phone call away. Call 248-432-1612 for a free consultation now.

Stop Wage Garnishment

Our wage garnishment lawyers have stopped wage garnishment for hundreds of our clients over the years using either Chapter 7 or Chapter 13. Here are a few of the many options we can provide for you:

• We can stop wage garnishment immediately by filing for bankruptcy in either Chapter 7 or Chapter 13. 
• The wages that were garnished for a few weeks prior to the filing can be recovered and given back to you in either Chapter 7 or Chapter 13.
• Obtaining a Chapter 7 or Chapter 13 discharge permanently prevents any future wage garnishment based on the debts you owed prior to filing.
• Chapter 7 and Chapter 13 does not permit creditors to begin or continue state income tax refund garnishments.
• For a free consultation with an experienced wage garnishment lawyer call 248-432-1612 now.

Get Rid of Student Loans

We have made student loans easier to bear for hundreds of our clients over the years. Here are a few of the many options we can provide for you in either Chapter 7 or Chapter 13. In addition, we offer out court workouts of Student Loans.

• We can stop wage garnishment immediately by filing for bankruptcy.
• If there is hardship, the student loans can be discharged entirely in Chapter 7.
• Chapter 13 stops penalties from building up and allows for a more affordable payment plan, plus eliminates other debts making your student loans easier to pay
• For a free consultation with an experienced wage student loan lawyer call 248-432-1612 now

Get Rid of Back Taxes

We have eliminated back taxes for hundreds of our clients over the years. Here are a few of the many options we can provide for you:

• We can completely discharge your back taxes if the return was filed more than 3 years ago in Chaper 7.
• Chapter 13 stops all penalties and interest from building up
• Chapter 13 allows for a more affordable payment plan, plus eliminates other debts making your back taxes easier to pay
• For a free consultation with an experienced tax resolution lawyer call 248-432-1612 now.

Get Rid of Credit Card Debt

We have eliminated credit card debt for hundreds of our clients over the years in both Chapter 7 and Chapter 13. Here are a few of the many options we can provide for you:

• We can obtain a discharge of your credit card debt so you do not have to pay it anymore in Chapter 7.
• We can stop the collection process including garnishments in either Chapter 7 or Chapter 13.
• We can stop creditors from calling you, suing you or collecting their debts in either Chapter 7 or Chapter 13.
• For a free consultation with an experienced credit card lawyer call 248-432-1612 now