Creditor filed a suit to collect a $20,000.00 credit card debt three and a half years after the last payment was made. The Michigan statute of limitations is six years. However, the credit card agreement stated that Delaware law governed all terms of the agreement. Delaware law provides a three year statute of limitation. Case dismissed for filing too late. Moral of the story: There are defenses to credit card debt. Call me at (248) 432-1612 to have your case reviewed.

Hospital, Detroit Michigan Area forced to give up bogus claim for co-pays, Client saves $6000